TATA Capital Personal Loan 2023 provides solutions for financial needs in daily life. Whether it’s handling unexpected expenses or starting a business, getting access to money quickly can reduce stress and prevent the need for high-interest loans.
TATA Capital Personal Loan provides an online solution to the financial needs of the customers. The loan amount can be tailored to individual needs, and the application process can be completed entirely online. For more information, an informative article about TATA Capital Personal Loan is available
TATA Capital Personal Loan 2023
Tata Capital, a subsidiary of Tata Group, is offering personal loans for the year 2023. The loan amount ranges from ₹ 40,000 to ₹ 35 lakh. Customers can apply for the loan through both online and offline modes. A customer care helpline is available to assist with online applications.
Tata Capital provides the facility to apply for a personal loan through WhatsApp. This allows customers to apply for the loan from the comfort of their homes. However, there are certain terms and conditions that must be met and required documents to be submitted. More information on these requirements can be found in the article provided.
Eligibility Criteria for TATA Capital Personal Loan 2023 ( TATA Capital Eligibility )
To be eligible for Tata Capital Personal Loan in 2023, one has to fulfill the following criteria:
- Applicant age should be between 22 to 58 years
- The monthly salary of the applicant should be at least ₹15,000
- Applicant must have at least 1 year of work experience
- Minimum CIBIL score of 750 required
- Applicant should be working in the same company for at least 6 months
- The loan amount can be up to 30 times the salary of the applicant.
Required Documents for TATA Capital Personal Loan 2023
To apply for Tata Personal Loan, the following documents are required:
- A valid ID issued by the government, such as Aadhaar card, PAN card or passport
- If you are in a job, then your salary has been reduced continuously for the last 3 months.
- For self-employed applicants, photocopies of business documents, such as tax information and company registration licenses
- Last 6 months bank statement
- proof of residence, such as electricity bill or telephone bill
Method of taking Tata Capital Personal Loan 2023 (How to Apply TATA Capital Personal Loan)
TATA Capital Personal Loan can be availed through both online and offline modes. The loan amount can be up to ₹ 40,000. The process of applying for the loan can be done online or by contacting the customer care representatives of the company through a phone call. This service is offered to make the application process more convenient for the customers.
Apply online for TATA Capital Personal Loan 2023
To apply for TATA Capital Personal Loan online, follow these steps:
- Go to the official website of Tata Capital.
- Click on the Personal Loan link .
- Read the given instructions carefully.
- Click on the link “Apply Now”
- Select your user type.
- Enter your mobile number and verify it through OTP sent by the company
- Provide personal information including salary information
- Upload relevant documents online
- click on submit button
- The company will review the application and if you meet the eligibility criteria, an employee will contact you to take the loan process further and the loan will be disbursed into your bank account.
Took loan from TATA from call
Another way to apply for TATA Capital Personal Loan is by calling the customer care number. By dialing 1860 267 6 060, customers can speak to bank representatives who will provide information about the loan and guide them through the application process. After providing all the required information, the loan will be disbursed to the customer’s bank account.
Alternatively, the customer can also apply for the loan through offline mode by visiting the nearest Tata Capital Bank branch. Here, the customers need to submit a written application form along with the photocopies of the required documents. The bank personnel will review the application and if approved, the loan will be disbursed immediately.
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FAQs
Q: What is a personal loan?
A: A personal loan is an unsecured loan that can be used for various personal purposes, such as paying for a wedding, financing a vacation or consolidating high-interest rate debts.
Q: What is the maximum amount of Personal Loan from Tata Capital?
A: The maximum amount of Personal Loan from Tata Capital is Rs. 25 lakhs.
Q: What are the interest rates for Tata Capital Personal Loan?
A: Interest rate for Tata Capital Personal Loan Applicant Credit