Paytm Loan: પેટીએમ થી 3 લાખ સુધીની લોન લઈ શકો છો, જાણો સંપૂર્ણ માહિતી

Paytm Loan: Are you looking for a quick and easy way to get an instant loan? Now Paytm offers a loan scheme, through which you can take a loan of up to ₹ 20,000. In this article, we will provide complete information about the Paytm Loan Scheme, its eligibility criteria and the process to avail the loan.

Paytm Loan

Paytm Loan is a loan scheme offered to its users by the Paytm app. According to the latest news, Paytm users can now avail instant loans up to ₹ 20,000. These loans are offered by Paytm Postpaid, which provides credit limits ranging from ₹4,000 to ₹20,000 to its customers. A customer can activate Paytm Postpaid and make any type of purchase payment anywhere.

Paytm Postpaid offers Buy Now Pay Later facility to the customers, under which the customer can pay the Paytm Postpaid amount later through Paytm Postpaid. Along with this, you are also given cashback points for making various types of payments through Paytm Postpaid.

Procedure Required for Paytm Loan 

To avail the benefits of Paytm Loan Scheme, you must follow the process mentioned below:

  • KYC: To avail Paytm Personal Loan, the KYC of the personal loan borrower must be complete. Completion of KYC means that the customer’s Aadhaar card, mobile number and bank account are linked.
  • Paytm App: To get Paytm Personal Loan you have to open Paytm App.
  • Paytm Postpaid: After opening the Paytm app, on your home page, click on the Paytm Postpaid option. Here you have to enter your Aadhaar card and PAN card number. After this, you will be given an option to verify through OTP, through which you have to complete the verification.
  • Verification: After verification by Paytm, whenever you pay for payment with Paytm, you will get option of Paytm Postpaid. Through which you can pay at the time of purchase or on the scan code of the merchant account.
  • Credit Limit: As you continue to use Paytm Postpaid, its credit limit will increase.

Paytm Loan Eligibility Criteria

To avail the Paytm Loan Scheme, you must fulfill the following eligibility criteria:

  • Paytm User: You must be a Paytm user to avail the loan scheme.
  • ICICI Bank Account Holder: To avail this offer, it is mandatory for the customer to have an account with ICICI Bank.
  • KYC: Your KYC should be complete, which means your Aadhaar card, mobile number and bank account should be linked.
  • Credit Score: You must have a good credit score to get a loan.
  • Repayment Capacity: You must have good repayment capacity to repay the loan.
  • Age: You must be at least 18 years of age to avail the loan.


Paytm Loan Yojana is a great plan for those who want quick and easy loans. With Paytm Postpaid, you can get an instant loan of up to ₹20,000, and as you continue to use Paytm Postpaid, the credit limit will increase. To avail the loan, you must meet the eligibility criteria including an ICICI Bank account, good credit score and good repayment capacity. Follow the above procedure to get instant loan from Paytm.

FAQs related to Paytm Loan

How much loan can I get through Paytm Loan?

According to the news, Paytm users can avail instant loans up to ₹20,000.

Do I have to pay any interest for taking a loan from Paytm Loan?

No, as per the news, the customer does not have to pay any interest for the loan.

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